What Ho! Ah! To live with a What Ho on my lips and a Gentleman's Gentleman… {sigh}… Such is life…

16Feb/092

SIP-O-Meter

There are tons or articles, on-line calculators etc for Mutual Fund investment returns. Most of these show you how much to expect after a fixed number of years for a fixed amount invested every month and giving the same fixed rate of return through out the tenure of the calculation. The result of such calculators is of  course a useless number to have. Even if you invest the same amount for the entire duration, there is no way the rate of return will remain the same. You will have years and months when you get great returns and when you will get abysmal returns. The logic behind such calculators is that the fixed rate of return used is an average rate.

Well that seems to make sense. To some extent. But keep in mind that the actual numbers you will see depend on a host of factors, most of which are beyond your control. So use the numbers generated as a benchmark to decide how much to invest. And err on the side of caution. Don't assume a 20% rate of return. You will most probably never see such a rate.

Anway, the reason for this post is the SIP-O-Meter on IDFC Mutual Fund's web site. They call it the Power of 1000. It caught my eye because it was different. Actually rather cool. Go check it out...

10Feb/090

Gayatri & Samar – 13th Marriage Anniversary

My little sister, Gayatri, married Samarendra Mishra on Feb 10, 1996. That makes this their 13th marriage anniversary!

Happy anniversary guys! Live long and prosper.

May Shree Shree Raghunath shower his blessings on you and yours.

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10Feb/092

WHY I AM A HINDU

Padmaja forwarded this to me today. I don't know who the original author is. If you do please let me know. Anyway, it is a fairly well written piece and worth preserving.

Four years ago, I was flying from JFK NY Airport to SFO to attend a meeting at Monterey , CA An American girl was sitting on the right side, near window seat. It indeed was a long journey - it would take nearly seven hours.

I was surprised to see the young girl reading a Bible, unusual of young Americans. After some time she smiled and we had few acquaintances talk. I told her that I am from India. Then suddenly the girl asked: 'What's your faith?' 'What?' I didn't understand the question.

'I mean, what's your religion? Are you a Christian? Or a Muslim?' 'No!' I replied, 'I am neither Christian nor Muslim'.

Apparently she appeared shocked to listen to that. 'Then who are you?' 'I am a Hindu', I said.

She looked at me as if she was seeing a caged animal. She could not understand what I was talking about.

A common man in Europe or US knows about Christianity and Islam, as they are the leading religions of the world today. But a Hindu, what?

I explained to her - I am born to a Hindu father and Hindu mother. Therefore, I am a Hindu by birth.

'Who is your prophet?' she asked.

'We don't have a prophet,' I replied.

'What's your Holy Book?' 'We don't have a single Holy Book, but we have hundreds and thousands of philosophical and sacred scriptures,' I replied.

'Oh, come on at least tell me who is your God?'

'What do you mean by that?'

'Like we have Jesus and Muslims have Allah - don't you have a God?'

I thought for a moment. Muslims and Christians believe one God (Male God) who created the world and takes an interest in the humans who inhabit it.

Her mind is conditioned with that kind of belief.

According to her (or anybody who doesn't know about Hinduism), a religion needs to have one Prophet, one Holy book and one God. The mind is so conditioned and rigidly narrowed down to such a notion that anything else is not acceptable. I understood her perception and concept about faith. You can't compare Hinduism with any of the present leading religions where you have to believe in one concept of god.

I tried to explain to her: 'You can believe in one god and he can be a Hindu. You may believe in multiple deities and still you can be a Hindu. What's more - you may not believe in god at all, still you can be a Hindu. An atheist can also be a Hindu.'

This sounded very crazy to her. She couldn't imagine a religion so unorganized, still surviving for thousands of years, even after onslaught from foreign forces.

'I don't understand but it seems very interesting. Are you religious?' What can I tell to this American girl?

I said: 'I do not go to temple regularly.. I do not make any regular rituals. I have learned some of the rituals in my younger days. I still enjoy doing it sometimes..'

'Enjoy? Are you not afraid of God?'

'God is a friend. No - I am not afraid of God. Nobody has made any compulsions on me to perform these rituals regularly.'

She thought for a while and then asked: 'Have you ever thought of converting to any other religion?'

'Why should I? Even if I challenge some of the rituals and faith in Hinduism, nobody can convert me from Hinduism. Because, being a Hindu allows me to think independently and objectively, without conditioning. I remain as a Hindu never by force, but choice.'

I told her that Hinduism is not a religion, but a set of beliefs and practices. It is not a religion like Christianity or Islam because it is not founded by any one person or does not have an organized controlling body like the Church or the Order, I added. There is no institution or authority.

'So, you don't believe in God?' she wanted everything in black and white.

'I didn't say that. I do not discard the divine reality. Our scripture, or Sruthis or Smrithis - Vedas and Upanishads or the Gita - say God might be there or he might not be there. But we pray to that supreme abstract authority (Para Brahma) that is the creator of this universe.'

'Why can't you believe in one personal God?'

'We have a concept - abstract - not a personal god. The concept or notion of a personal God, hiding behind the clouds of secrecy, telling us irrational stories through few men whom he sends as messengers, demanding us to worship him or punish us, does not make sense. I don't think that God is as silly as an autocratic emperor who wants others to respect him or fear him.'

I told her that such notions are just fancies of less educated human imagination and fallacies, adding that generally ethnic religious practitioners in Hinduism believe in personal gods.. The entry level Hinduism has over-whelming superstitions too. The philosophical side of Hinduism negates all superstitions.

'Good that you agree God might exist. You told that you pray. What is your prayer then?'

'Loka Samastha Sukino Bhavantu. Om Shanti, Shanti, Shanti,'

'Funny,' she laughed, 'What does it mean?'

'May all the beings in all the worlds be happy. Om Peace, Peace, Peace.'

'Hmm ..very interesting.. I want to learn more about this religion. It is so democratic, broad-minded and free' she exclaimed.

'The fact is Hinduism is a religion of the individual, for the individual and by the individual with its roots in the Vedas and the Bhagavad-Gita. It is all about an individual approaching a personal God in an individual way according to his temperament and inner evolution - it is as simple as that.'

'How does anybody convert to Hinduism?'

'Nobody can convert you to Hinduism, because it is not a religion, but a set of beliefs and practices. Everything is acceptable in Hinduism because there is no single authority or organization either to accept it or to reject it or to oppose it on behalf of Hinduism.' I told her - if you look for meaning in life, don't look for it in religions; don't go from one cult to another or from one guru to the next. For a real seeker, I told her, the Bible itself gives guidelines when it says ' Kingdom of God is within you.' I reminded her of Christ's teaching about the love that we have for each other. That is where you can find the meaning of life.

Loving each and every creation of the God is absolute and real. 'Isavasyam idam sarvam' Isam (the God) is present (inhabits) here everywhere - nothing exists separate from the God, because God is present everywhere. Respect every living being and non-living things as God. That's what Hinduism teaches you.

Hinduism is referred to as Sanathana Dharma, the eternal faith. It is based on the practice of Dharma, the code of life. The most important aspect of Hinduism is being truthful to oneself. Hinduism has no monopoly on ideas.- It is open to all. Hindus believe in one God (not a personal one) expressed in different forms. For them, God is timeless and formless entity.

Ancestors of today's Hindus believe in eternal truths and cosmic laws and these truths are opened to anyone who seeks them. But there is a section of Hindus who are either superstitious or turned fanatic to make this an organized religion like others. The British coin the word 'Hindu' and considered it as a religion.

I said: 'Religions have become an MLM (multi-level- marketing) industry that has been trying to expand the market share by conversion. The biggest business in today's world is Spirituality. Hinduism is no exception'

I am a Hindu primarily because it professes Non-violence - 'Ahimsa Paramo Dharma' - Non violence is the highest duty...

I am a Hindu because it doesn't condition my mind with any faith system.

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10Feb/094

Jim Butcher Dresden Files Book 11 – Turn Coat – Sample Chapters to be posted

The first of five "Turn Coat" sample chapters will be posted at midnight MDT tonight! That's 2AM EST, 1AM Central, 11PM Pacific, and 7AM GMT. We'll be posting new chapters of "Turn Coat", one new chapter every Tuesday, for the next five weeks.

Find them here:
http://www.jim-butcher.com/books/dresden/11/

"Turn Coat" arrives April 7th. Pre-order it in hardcover:
http://www.amazon.com/exec/obidos/ASIN/0451462564/iagonet

or audio format:
http://www.amazon.com/exec/obidos/ASIN/0143144723/iagonet

...through the Jim-Butcher.com store:
http://www.jim-butcher.com/store/

Discuss the sample chapters with other fans on the forum:
http://www.jimbutcheronline.com/bb/index.php/topic,10764.0.html

I love Jim Butcher's Dresden Files and it's hero Harry Dresden. And James Marster's rendition of the audio book series is fantastic. I own all 5 audiobooks released so far - Storm Front (Book 1), Fool Moon (Book 2), Grave Peril (Book 3), Summer Knight (Book 4) & Small Favor (Book 10).

The release schedule for the remaining books in the series:

Proven Guilty (Book 8) - release date April 2009
White Night (Book 9)- release date April 2009
Turn Coat (Book 11)- release date April 2009

Death Masks (Book 5)- release date November 2009
Blood Rites (Book 6) - release date July 2010
Dead Beat (Book 7) - release date July 2010

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5Feb/090

How do they think of these?

Childhood

  • When your Mom is mad at your Dad, don't let her brush your hair.
  • If your sister hits you, don't hit her back. They always catch the second person.
  • Never ask your 3-year old brother to hold a tomato.
  • You can't trust dogs to watch your food.
  • You can't hide a piece of broccoli in a glass of milk.

Middle Age

  • Raising teenagers is like nailing jelly to a tree.
  • Wrinkles don't hurt.
  • Families are like fudge. mostly sweet, with a few nuts.
  • Middle age is when you choose your cereal for the fibre, not the toy.

Old Age

  • Growing old is mandatory; growing up is optional.
  • Forget the health food. I need all the preservatives I can get.
  • You're getting old when you get the same sensation from a rocking chair that you once got from a roller coaster.
  • It's frustrating when you know all the answers but nobody bothers to ask you the questions.
  • Time may be a great healer, but it's a lousy beautician.
  • Wisdom comes with age, but sometimes age comes alone.

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